Find answers to common questions about our loan process
To qualify, you need to be:
- Filipino citizen aged 18-65 years old
- With a stable income source (employed, self-employed or business owner)
- Valid government ID and proof of billing
- No bad credit history with other lending institutions
Most applications are approved within 1-3 hours. Once approved, funds are disbursed immediately to your bank account or e-wallet (GCash, PayMaya, etc.)—often on the same day.
We offer loans starting from PHP 1,000 up to PHP 60,000, depending on your income and repayment capacity. First-time borrowers typically qualify for lower amounts, with higher limits available after successful repayments.